Most financial education teaches what to do — and ignores why it has been hard. Financial Sense starts with the truth. Trauma-informed. Community-driven. Three progressive levels built for real, lasting change.
Financial Sense is a progressive certification pathway. Each level builds on the last — from financial foundations all the way through wealth building and legacy planning. Click any level to explore what is inside each chapter.
Available to any participant who completes Financial Sense 101. Six modules go deeper on specific topics based on individual needs and goals. Click any module to see what is inside.
The same trauma-informed 101 to 303 pathway — adapted to the specific realities, language, and life circumstances of each community we serve.
Deepest TI content. Full money story work. Family budgeting, credit repair, homeownership pathway.
Elementary through high school. Age-appropriate content, activity kits, and school integration. Online for high school and up.
First paycheck, first credit card, first Roth IRA at 22. Student loans decoded. Side hustle done right.
LES decoding, SCRA/MLA rights, TSP, VA home loan. Built for service — not civilian content with a military logo.
Scam protection, Social Security optimization, Medicare, legacy planning. Delivered with the respect this community has earned.
We bring the curriculum, trained facilitators, the platform, and the data infrastructure. You bring your community, your trust, and your reach.
Every participant completes a baseline survey at enrollment and a post-course survey at completion. A 90-day follow-up captures sustained behavior change. All data is aggregated and anonymized.
Average point increase on 1-10 financial confidence scale per topic. Measures felt change, not just knowledge.
Pre/post quiz score improvement. Verifiable skill acquisition reportable to funders.
Participants who took one concrete financial action within 30 days of completion.
Participants who complete all chapters and the final assessment. Program viability metric.
Participants who would definitely recommend Financial Sense to someone they care about.
Participants still actively applying financial skills three months after completion.
We are actively seeking pilot partners in the Phoenix metro area. All pilot programming is offered at no cost. Let us talk about what this could look like for your organization.